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Choice ConstructionRoofing - Siding - Gutters

Storm & Hail Damage

After the storm, begin with facts, not assumptions.

Choice Construction inspects and photographs visible storm-related damage to roofing, siding, and gutters, explains the construction concerns, and helps customers understand the scope of an insurance-related exterior project.

What may not be visible from the ground

Wind, hail, and debris can affect more than one exterior component. Some conditions are obvious; others require a closer inspection. A missing shingle or damaged downspout may be visible, while other roof impacts are harder for a property owner to evaluate safely.

Choice Construction can inspect the relevant exterior areas and document visible conditions so the next conversation begins with property-specific information.

Storm-related exterior services

  • Roof inspection and visible-damage documentation
  • Photos of relevant roof, siding, and gutter conditions
  • Roofing, siding, and gutter estimates
  • Review of the insurance company's construction scope
  • Identification of construction items that may require clarification
  • Adjuster meeting when appropriate
  • Repair or replacement work based on the approved project scope
  • Final construction paperwork and applicable warranties

The insurance-related construction process

  1. 1

    Protect the property and document immediate concerns.

    If there is an active safety risk, downed power line, structural concern, or severe water intrusion, contact the appropriate emergency service first. When safe, document visible conditions without climbing onto the roof.

  2. 2

    Request an inspection.

    Choice Construction inspects accessible exterior areas and photographs relevant visible conditions.

  3. 3

    Review the findings.

    We explain the construction concerns and discuss whether repair, replacement, or further claim coordination should be considered.

  4. 4

    Review the construction scope.

    If an insurance scope is available, we can review it against the proposed construction work and identify items that may require clarification.

  5. 5

    Coordinate when needed.

    Choice Construction can meet with the adjuster when appropriate and provide estimates or supporting construction documentation.

  6. 6

    Complete the approved work.

    After the customer approves the project and the scope is defined, materials and colors are selected, work is scheduled, and the construction is completed.

  7. 7

    Final inspection and paperwork.

    The project closes with cleanup, final review, and applicable construction paperwork and warranties.

Clear roles matter.

Choice Construction helps with

Inspection, photos, construction recommendations, estimates, scope review, adjuster coordination when appropriate, repairs or replacement, and project documentation.

The insurance carrier decides

Whether a loss is covered and what benefits are available under the customer’s policy.

Choice Construction does not promise coverage or claim approval and does not interpret the policy as the insurer.

Before you sign with any contractor

  1. Ask for a clear written scope.
  2. Understand which exterior components are included.
  3. Confirm how material selections and changes are documented.
  4. Ask how hidden conditions will be handled.
  5. Review workmanship and manufacturer warranty terms.
  6. Avoid anyone who guarantees an insurance outcome.

Storm damage questions

Do I need to call my insurance company before calling Choice Construction?
The appropriate order can depend on the situation and policy requirements. Choice Construction can inspect visible exterior conditions and provide construction information, but customers should follow their policy's notice requirements and speak with the insurer about coverage.
Can you meet with the insurance adjuster?
Yes, when appropriate. We can discuss visible construction conditions and the proposed construction scope. The adjuster and carrier remain responsible for the claim and coverage decision.
What if the insurance scope appears to be missing construction items?
Choice Construction can review the scope, identify construction items that may require clarification, and provide supporting estimates or documentation. The carrier determines whether any change is accepted and covered.
Do you repair siding and gutters as part of a storm project?
Yes. Choice Construction provides roofing, siding, gutter, and downspout services. The approved project scope determines which components are included.
Will insurance pay for my roof?
Only the insurance carrier can determine coverage based on the policy and claim. Choice Construction can document visible damage and provide construction estimates; we cannot promise an insurance outcome.

Get a clearer view of what the storm left behind.

Start with a free inspection of the visible roof and exterior conditions.